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The “Shit-That-Doesn’t-Inspire-You” Factor

[share_sc] By now, I’m sure you’ve heard of The Latte Factor. Cutting out a $5 purchase per day (let’s say, a latte), will result in just under $1,000,000 dollars over 40 years. The concept is mind-numbingly simple:  Over time, our small, daily purchases cost us much more than we may initially realize. “It’s only $5” …

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