My Open Letter to Ernest Garcia II and Ernest Garcia III about Carvana’s Financials

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Initial Disclosure: This article is for informational purposes only and should not be considered financial or legal advice. The views are that of the author of this article and should be understood as such. In addition, the author of the article has purchased puts in Carvana, which means that the author is investing with the …

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Selling Your Business Without Losing Your Financial Freedom

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For many business owners, selling a company feels like the finish line. After years of long days, unpredictable payroll weeks, customer issues, hiring headaches, and late-night “what if this all falls apart?” thoughts, the idea of cashing out can sound like freedom. But selling a business is not just a transaction. It is one of …

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How Active Traders Are Reducing Personal Risk Through Smarter Capital Access

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Active trading has always carried a blunt reality: even the best strategy can experience a rough sequence of outcomes, and if you’re trading your own savings, that sequence can become personally expensive—fast. What’s changed in the last few years isn’t the nature of risk, but how skilled traders are choosing to finance it. More traders …

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How to Know If an Investment Offer Is a Scam

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Imagine receiving a message promising an investment opportunity that guarantees high returns with minimal risk. For many Filipinos, this scenario is all too familiar, and unfortunately, many still fall for it. In fact, the Philippine National Police Anti-Cybercrime Group (PNP ACG) recorded 496 investment scams in the first eight months of 2025 alone, highlighting just …

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Private Equity Secondary Market: What You Need to Know

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Private equity is no longer restricted to long investment horizons and a lack of liquidity. It now represents a more dynamic opportunity with the secondary market. Investors can purchase or sell interests in existing funds without waiting for them to reach maturity. It has allowed for more efficient capital flow and portfolio management. It also …

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