Money Basics

Budgeting Basics: How Do You Plan For Irregular Expenses?

[share_sc] Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. To kick of the year, last month I shared two “Budgeting Basics” posts about one of the most important topics in personal finance – the emergency fund. This month, I’d like to address an issue that confused a lot …

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5 Things to Do When A Financial Emergency Strikes

[share_sc] Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. In the past few weeks, I’ve had a couple of friends hit significant, and totally unexpected, hard times financially. One friend’s husband lost his job with no warning. Another needed to buy a new car when his previous one, which …

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Budgeting Basics: The How (and How Much) of Emergency Funds

[share_sc] Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. Last week, I kicked off a series about Budgeting Basics by tackling What Is An Emergency Fund? We talked about what such a fund should – and shouldn’t – be used for, and I promised then that I’d talk …

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What Bloom’s Taxonomy Can Teach Us About Money

[share_sc] Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. When I was in about third or fourth grade, our gifted seminar teacher did something that ABSOLUTELY blew the mind of all the “smart kids” charged to her care. She told us that knowledge wasn’t important. Actually, she told …

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Should You Cash Out Your 401(k) To Pay Down Debt?

[share_sc] Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. When I shared my monthly financial update last week (Big Decisions Involving Big Dollars), I said I had big news: Among other changes, I’d decided to cash out my 401(k) from my former full-time job. It wasn’t an easy decision …

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