In Dave Ramsey’s book, The Total Money Makeover, Dave Ramsey made mention of a personal finance debt freedom plan that he titled Dave Ramsey’s baby steps. This is a system that outlines a pathway from indebtedness to financial freedom. Dave Ramsey’s Baby Step 5 is a plan that’s poised to help people invest in the …
Dave Ramsey Baby Step 5: Save for Your Children’s College Fund Read More »
Have you been saving up in a savings account, and you’ve noticed that it is a scam? In case you’re not aware, anytime you save up in a savings account, you’re basically loaning the bank some money. It’s an agreement where the bank helps you to keep your money safe while they invest that money …
Dave Ramsey Money Market: 4 Things You Need to Know Read More »
Photo by Cottonbro Studio from Pexels Financial independence isn’t just about having extra money. It’s about gaining control. Knowing you have the resources to handle life’s surprises brings peace of mind and opens doors to new experiences, from covering unexpected car repairs to enjoying that weekend getaway. Building this freedom can seem overwhelming with so …
Empowering Financial Independence: Practical Advice and Professional Support Read More »
Dave Ramsey’s Baby Steps says that you should pay up all your debt with debt “Snowball method”—which is debt payoff method where you arrange your consumer debt by balance, from the lowest remaining debt to the largest, then you prioritize the smallest debt first by making as much payment as possible on it while paying …
Dave Ramsey’s Baby Step 2: Payoff Your Debt Using Snowball Read More »
We live in a fast world today, and records management may be overlooked and regarded as “back-office” chores that can be done at any time later. But think about it: what happens if you need that crucial document right this minute and cannot find it? Or when privacy legislation comes knocking on the door, and …
What is Records Management: 8 Benefits Records Management Brings to Businesses Read More »
You are starting Dave Ramsey baby steps and are learning about starting creating $1,000 Emergency fund per Baby Step 1. This is an amazing feat considering that many Americans are financially vulnerable and would have difficulty covering an emergency expense of $400 (Source and Source). Dave Ramsey calls on us to create an emergency fund …
Dave Ramsey and the Emergency Fund: 5 Things You Need to Know Read More »
