Everyone knows that car payment are a huge expense. Even if you’re lucky enough to find a new car for an affordable price, you’ll probably need to finance it in order to make the monthly payments affordable. But financing a car can be risky. The average car loan has an APR of above 5%, which …
[share_sc] Today, I’ll be joined by Man Vs. Debt reader, Rachel Porter. After several e-mail communications, Rachel revealed that she is a Dave Ramsey Certified Counselor. I believe it is now referred to as the ELP program, and one of those roles is the financial coach. I was immediately intrigued, as I had even considered this route …
Filing for bankruptcy is followed by a tricky balance between your assets, what you have and how much you can afford to pay. Most people are worried about keeping their house if they file for bankruptcy. For example, Chapter 7 bankruptcy focuses on liquidation. So, many individuals shy from filing bankruptcy for the fear that …
Can You File Bankruptcy and Keep Your House? 5 Things to Know Read More »
Like most people, you probably don’t relish the idea of paying for car insurance. But luckily, there are a few easy tips that can help you budget your policy and save money. The answer continues to change as our cars evolve and our driving habits shift. “How Much Is Car Insurance” doesn’t have a simple …
Have you ever faced a significant life challenge for which you have to put everything on hold? Many working adults encounter lifestyle roadblocks that can threaten to eat us savings accounts, create legal trouble, and delay important plans. As the saying implies, prevention is always the easier route than a cure. That’s why it makes …
[share_sc] Note: This is a post from Joan Concilio, Man Vs. Debt community manager. Read more about Joan. Debt Relief is an option that some people consider when they face a financial hardship. Debt relief options include bankruptcy, debt settlement, and debt management. Each option has it’s own pros and cons, so it’s important to compare …
What Does Dave Ramsey Think of Debt Relief and Bankruptcy? Read More »
