Rants

The “Shit-That-Doesn’t-Inspire-You” Factor

[share_sc] By now, I’m sure you’ve heard of The Latte Factor. Cutting out a $5 purchase per day (let’s say, a latte), will result in just under $1,000,000 dollars over 40 years. The concept is mind-numbingly simple:  Over time, our small, daily purchases cost us much more than we may initially realize. “It’s only $5” …

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Should You Hate Debt… Should You Hate Anything?

[share_sc] Recently, I had an engaging discussion centered around the question, “Do you hate your debt?”.  Originally, this article was a simple attempt to publicly answer that question, but as I wrote it quickly grew in scope.  In the interest of being authentic, I’ve decided to post what morphed into my reflections on hate in …

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Frugality Vs. “Big Wins” – Why You Shouldn’t Care About Either

[share_sc] Remember the good ‘ole fashion back-and-forth between two personal finance giants earlier this year? Ramit’s big wins vs. Trent’s frugality? It started with the word “short-sighted” and ended with a challenge.  In between, things were kept lively with over 250 comments between the readers of the two sites. Who won? Depends on whose blog …

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