Rants

Bend Over… I’ll Show You Where You Can Stick Your ‘Rewards’.

[share_sc] I’ve had it. I’m going to lose it if I hear one more person say, “Well… if you aren’t responsible with credit cards, then obviously you should cancel them.” Or, “If you can’t control yourself, then it makes sense to get rid of your credit cards.” I’m sick of people implying that irresponsibility is …

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The “Shit-That-Doesn’t-Inspire-You” Factor

[share_sc] By now, I’m sure you’ve heard of The Latte Factor. Cutting out a $5 purchase per day (let’s say, a latte), will result in just under $1,000,000 dollars over 40 years. The concept is mind-numbingly simple:  Over time, our small, daily purchases cost us much more than we may initially realize. “It’s only $5” …

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Should You Hate Debt… Should You Hate Anything?

[share_sc] Recently, I had an engaging discussion centered around the question, “Do you hate your debt?”.  Originally, this article was a simple attempt to publicly answer that question, but as I wrote it quickly grew in scope.  In the interest of being authentic, I’ve decided to post what morphed into my reflections on hate in …

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