Dave Ramsey

Dave Ramsey on Bankruptcy: 4 things You Need to Know

A little know fact is that Dave Ramsey filed bankruptcy back in the 1980s before the baby steps method. Dave Ramsey clearly and rightly described bankruptcy as a confusing and potentially emotionally devastating endeavor. Dave Ramsey described it as a serious decision where surprises can be financially fatal. What is Bankruptcy?  Bankruptcy is a legal …

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Dave Ramsey on Debt Consolidation/Debt Relief: 3 Things You Need to Know

You’re deep in a car loan, credit card loan, and other types of debt. Minimum payments aren’t having much effect in reducing your debt, and you’re worried. It is evident that you can’t reach your financial goal this way, and you’re seriously considering debt consolidation because it promises a small interest and easy payment.  But …

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