Dave Ramsey

Dave Ramsey Baby Step 4: Invest 15% of Your Household Income in Retirement

If you’re a follower of Dave Ramsey’s baby steps, you’ll definitely come across his baby step 4 that recommends investing 15% of your household income in a retirement portfolio. This baby step is the first baby step that helps you to directly plan for the future. It’s a baby step that you should be serious …

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Dave Ramsey Baby Step 5: Save for Your Children’s College Fund

In Dave Ramsey’s book, The Total Money Makeover, Dave Ramsey made mention of a personal finance debt freedom plan that he titled Dave Ramsey’s baby steps. This is a system that outlines a pathway from indebtedness to financial freedom. Dave Ramsey’s Baby Step 5 is a plan that’s poised to help people invest in the …

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