Dave Ramsey on Debt Consolidation/Debt Relief: 3 Things You Need to Know

You’re deep in a car loan, credit card loan, and other types of debt. Minimum payments aren’t having much effect in reducing your debt, and you’re worried. It is evident that you can’t reach your financial goal this way, and you’re seriously considering debt consolidation because it promises a small interest and easy payment.  But …

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My Open Letter to Ernest Garcia II about Carvana’s Financials

Initial Disclosure: This article is for informational purposes only and should not be considered financial or legal advice. The views are that of the author of this article and should be understood as such. In addition, the author of the article has purchased puts in Carvana, which means that the author is investing with the …

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6 Personal Finance Habits That Lead to Financial Independence

Many people have a common dream of gaining financial independence, but it seems difficult to reach. For the majority, this is not about becoming instantly rich or winning the lottery; instead, it’s about developing certain habits that create a stable and growing financial foundation. By adopting a few key practices, you can cultivate a level …

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