Dave Ramsey’s Baby Step 2: Payoff Your Debt Using Snowball

Dave Ramsey’s Baby Steps says that you should pay up all your debt with debt “Snowball method”—which is debt payoff method where you arrange your consumer debt by balance, from the lowest remaining debt to the largest, then you prioritize the smallest debt first by making as much payment as possible on it while paying …

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What is Records Management: 8 Benefits Records Management Brings to Businesses

We live in a fast world today, and records management may be overlooked and regarded as “back-office” chores that can be done at any time later. But think about it: what happens if you need that crucial document right this minute and cannot find it? Or when privacy legislation comes knocking on the door, and …

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Dave Ramsey and the Emergency Fund: 5 Things You Need to Know

You are starting Dave Ramsey baby steps and are learning about starting creating $1,000 Emergency fund per Baby Step 1. This is an amazing feat considering that many Americans are financially vulnerable and would have difficulty covering an emergency expense of $400 (Source and Source). Dave Ramsey calls on us to create an emergency fund …

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Navigating the Process of Selling Your Mineral Rights for Maximum Profit

Photo Courtesy of Unsplash Property ownership and transfer can be complex processes, which is also true of mineral rights. Most mineral rights owners, usually first-time owners, are unfamiliar with the industry. As a result, navigating legal and economic considerations to ensure a smooth transaction and optimal profit is often difficult. If you own mineral rights, …

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