Dave Ramsey, a personal finance expert, and radio talk show host has written a gamut of interesting books covering the baby steps that are suitable for high school graduates. Just so you didn’t know, Dave offers a wide range of advice on both finance and religion.
Even though he has written several finance books, some of his books stand out from others.
One of the most popular among those curriculums is Financial Peace University. The teachings here are biblically based. This makes its teachings appealing to religious folks. And the family-oriented approach of its books makes it ideal for high school graduates.
Here’s a list of Dave Ramsey Books for high school graduates:
- The Total Money Makeover
- Dave Ramsey’s Complete Guide to Money
- The financial peace planner
- More than enough
- The Legacy Journey
- EntreLeadership
- The money answer book
Before we give you a summary of what each of those books entails, let’s first discuss a unique feature about Dave Ramsey’s books:
What Benefits Will a High School graduate Get from Dave Ramsey Books?
As a high school graduate that’s somewhat independent and has opportunities to earn some bucks, it’s important to embrace financial literacy. Dave Ramsey’s books help people to understand the concept of personal finance, and how to be debt-free. Through the simplicity of his books and the realisticness, everyone can benefit greatly from his knowledge pool.
Some of his finance strategies include paying off debt, saving for emergencies, and building wealth by prioritizing safe assets.
Here are two notable reasons to read Dave Ramsey’s book as a high-school graduate:
- Great subject matter
- Easy to understand
Let’s discuss these better:
Great Subject Matter
Dave Ramsey ensures that his books are appealing for the average individual–high school graduates inclusive. He referred to his strategy as “baby steps,” and there are seven of those steps.
A number of his books talk about “baby steps.” A generic topic with most of his books entails:
- Emergency savings
- The debt snowball method
- Investing a portion of your income in a retirement account
Easy to Understand
Dave’s advice is easy enough for high school graduates to grasp. The books are devoid of financial jargon. And the few jargons included are well explained. His books are soo simplified that even high school students may have a good understanding of its concept.
List of Top Dave Ramsey Books for High School Graduates
At only a price of less than $30 on Amazon, this book has been praised for its effectiveness. Doubt it? You can check its reviews across varying platforms.
1) The Total Money Makeover
The total money makeover is believed to be Dave Ramsey’s top seller. In this book, he discusses his “7 baby steps” to having an apt control of your finances. He discusses debt reduction, savings, and investing in your future.
The Total Money Makeover highlights a specific process (7 steps) to follow in becoming financially secure. Just as the title suggests, it’s perfect for having a complete fortune turn-around from being broke and in debt, to being prosperous. Furthermore, there’s an elucidated explanation as to why each step is sacrosanct.
This book is particularly great for high school graduates as it teaches them Dave’s ultimate master plan for financial success. By adhering to the stipulation of this book, high school leavers are undoubtedly going to learn vital financial skills early. And in personal finance, the earlier the better.
2) Dave Ramsey’s Complete Guide to Money
Also at a price that’s less than $30 on Amazon, high school graduates can learn skills that are intricate to their success in the future.
This book was released in 2011, and since then, it has graced the best-seller title in many countries. The book in itself is with Dave’s Financial Peace course.
At the start of the book is an explanation detailing Dave’s background. The book then discusses his “Baby Steps” for financial management. While it didn’t focus on these baby steps, it gave a brief explanation to help readers have some knowledge of its functions.
The book also dedicated an entire chapter to understanding women’s and men’s understanding of money. It categorizes spouses by Free Spirits and Nerds. This assists readers to relate adequately with its given examples. It also helps to understand how to hold financial conversations with their lover.
As a high school graduate, you’ll learn how best to approach the following:
- Mortgage options
- Insurance
- Investing
- Debt
- Budgeting
- Savings
- Bargain hunting
3) The Financial Peace Planner
The Financial Peace Planner is one book that’s designed to help users exit debt. As a high school graduate, it might be one of the most impactful purchases you’ve ever made.
The book’s architecture is based on Dave’s personal experience with debt. This puts him in a vantage point to offer hard-won advice, and hope to individuals in serious debt. In this book is a workbook format that allows for frequent progress monitoring. It’s loaded with in-depth insight from his personal experience. This book is expected to leave a life-changing impact on the lives of high-school graduates that read it.
Here’s a summary of what you’ll learn in financial peace planner:
- Access the urgency of your financial predicament
- Create a realistic budget
- Clear your debt
- Improve your credit score
4) More than Enough
More Than Enough is best described as a follow-up to Dave’s book: “Financial Peace.” Due to this, the topic evolved from existing debt to being prosperous. In this book, high school graduates will learn about:
- Creating an income-befitting budget
- The correlation between romance and finance
- Financial value
- Having a retirement plan as early as possible.
Conclusion
You’re celebrating a high school student’s graduation and wonder which books can be helpful for a high school graduate. See these books that can be helpful on your grad’s big day.