Rants

6 Personal Finance Habits That Lead to Financial Independence

Many people have a common dream of gaining financial independence, but it seems difficult to reach. For the majority, this is not about becoming instantly rich or winning the lottery; instead, it’s about developing certain habits that create a stable and growing financial foundation. By adopting a few key practices, you can cultivate a level …

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My Open Letter to Ernest Garcia II and Ernest Garcia III about Carvana’s Financials

Initial Disclosure: This article is for informational purposes only and should not be considered financial or legal advice. The views are that of the author of this article and should be understood as such. In addition, the author of the article has purchased puts in Carvana, which means that the author is investing with the …

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Empowering Your Workforce: A Small Business Guide to Navigating Workers’ Compensation Insurance

As a small business owner, you’re wearing a lot of hats—juggling everything from marketing and sales to customer service and payroll. But one hat that often feels like it doesn’t quite fit is navigating workers’ compensation insurance. Let’s face it, insurance can be confusing, full of jargon, and a bit overwhelming. Great news awaits, getting …

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What are creditors in relation to insolvency procedures?

Having to navigate insolvency procedures can be a huge cause of stress for anyone involved. You’ll likely have a wide range of parties and stakeholders chasing you up, and it’s important to understand what your legal obligations are towards each of them. Arguably the most important of these parties will be the creditors. Here, we …

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5 Practical Financial Tips for Small Business Owners

Running finances, especially for a small business owner, can be challenging. One can easily become overwhelmed between paying bills, monitoring cash flow, and preparing for unanticipated charges. To survive and create long-term success, though, effective financial planning is vital.  This article will go over five useful ideas to help you steer clear of typical mistakes …

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