Rants

Why You Should Regularly Monitor Your Credit Report

Source: https://www.pexels.com/photo/person-holding-debit-card-50987/ As of 2023, US debt has surpassed $31 trillion. People who acquire debt with poor credit scores acquire high interest rates and struggle to pay off their loans. Lenders do not consider these people trustworthy to provide loans to, which is why understanding and maintaining your credit report is as crucial as managing …

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How Does QBI Deduction Work? Understand Hidden Tax Savings For Your Small Business

As a small business owner, I am constantly looking for things that can help propel my business, whether tax savings or revenue increasing.  Thankfully, the Qualified Business Income (QBI) deduction, introduced under the Tax Cuts and Jobs Act, offers a valuable tax break to small business owners. This deduction allows eligible self-employed individuals and small …

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10 Trends That Are Shaping the Finance Industry Right Now

Image Source The finance industry is undergoing rapid transformation, driven by technological advancements, regulatory changes, and evolving consumer expectations. As financial institutions adapt to these shifts, several key trends are emerging that are redefining the landscape. From the rise of fintech to the integration of artificial intelligence and blockchain technology, these developments are not only …

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10 Ways to Stay Focused When Pursuing an Online Degree

Image source Whether you’re seeking a doctoral in education or master’s in psychology, online education has transformed the way we learn, making it possible for more people to pursue degrees from the comfort of their homes.  The flexibility and accessibility of online programs are significant advantages, but they also present a unique challenge: maintaining focus. …

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