Financing a medical procedure can be a smart decision when care is necessary or time-sensitive, when the terms are transparent, and when monthly payments fit your budget. It becomes a bad move when it’s high-interest, impulse-driven, or stacked on top of existing debt. As with any financing decision, it goes beyond seeing debt as a …
Is Financing a Medical Procedure Ever a Smart Decision? Read More »
Photo from Medieval Collectibles Most of us want to look put together without draining the money we’d rather spend on the things we love. Maybe that’s a weekend hiking habit, a pottery class, a camera or a shelf of new novels. The trouble is that clothing spending creeps. A small purchase here and a sale …
5 Ideas for a Personal Style Budget That Leaves Room for Hobbies Read More »
Photo from Sports Gear Swag Of all the parts of growing up, youth sports might be the best. Kids learn teamwork. They build confidence. They burn off energy. And they make friends who know every inside joke from a long season. Then come the costs. For many families, they climb faster than a late-game scoring …
How to Keep Youth Sports Affordable Without Cutting Out the Fun Read More »
Photo from Magnific Questions about our bodies tend to pile up in midlife. A new health concern. Hair that looks different. Then a friend recommends something. Or an ad lands that seems to speak directly to you. We’ve all been there. Every one of them carries a price tag, and a push to act soon. …
5 Ideas for Planning a Midlife Care Budget Without Rushing Big Decisions Read More »
Photo from Everbluepond Residents want a safer playground, a healthier pond and tidier common areas. Every HOA board hears this eventually. The reserve account, though, was built to cover predictable replacement and upkeep. It wasn’t meant to pay for every good idea that comes along. Spend it all on one visible project and the community …
How to Fund Community Grounds Improvements Without Draining Reserves Read More »
This article is for informational purposes only and may not be aligned with the editor’s point of view. Wonga’s Brett van Aswegen has a specific complaint about the National Credit Act’s fee caps. But the problem he’s describing runs deeper… and it’s not unique to credit. There’s a particular kind of regulatory failure that’s easy …
