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7 Tips on Financial Survival and How to Avoid Debt After a Workplace Injury

What would you do if a workplace injury suddenly disrupted your income and financial stability? With the National Safety Council reporting that a worker is injured on the job every seven seconds in the US, the risk of financial strain from medical bills and lost wages is a reality for many. Effective financial management and …

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Top Strategies to Secure a Debt Consolidation Mortgage with Bad Credit

Dealing with multiple debts can be stressful, especially when managing various interest rates and due dates. A debt consolidation mortgage could be a lifesaver, allowing you to combine all your debts into a single loan with a manageable interest rate.  However, securing this type of mortgage can be challenging if you have bad credit. Fear …

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Why You Should Regularly Monitor Your Credit Report

Source: https://www.pexels.com/photo/person-holding-debit-card-50987/ As of 2023, US debt has surpassed $31 trillion. People who acquire debt with poor credit scores acquire high interest rates and struggle to pay off their loans. Lenders do not consider these people trustworthy to provide loans to, which is why understanding and maintaining your credit report is as crucial as managing …

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How Does QBI Deduction Work? Understand Hidden Tax Savings For Your Small Business

As a small business owner, I am constantly looking for things that can help propel my business, whether tax savings or revenue increasing.  Thankfully, the Qualified Business Income (QBI) deduction, introduced under the Tax Cuts and Jobs Act, offers a valuable tax break to small business owners. This deduction allows eligible self-employed individuals and small …

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