What’s Credit Score and Why is it Important? Your credit history is an integral gateway to the type of credit that you may have access to. The better your credit score the easier the accessibility to affordable credit it. However, if you do have a poor or “thin” credit file (little credit history) you are …
If you are experiencing financial difficulty, have exhausted all other options, and are still in debt, you are probably asking yourself, “Should I file for bankruptcy?” Thankfully, a should I file for bankruptcy quiz is available that mirrors the actual bankruptcy forms and uses data to help you estimate qualification, costs, pros and cons, and alternatives …
Should You File For Bankruptcy Quiz (2025 edition) Read More »
Everyone knows that car payment are a huge expense. Even if you’re lucky enough to find a new car for an affordable price, you’ll probably need to finance it in order to make the monthly payments affordable. But financing a car can be risky. The average car loan has an APR of above 5%, which …
Filing for bankruptcy is followed by a tricky balance between your assets, what you have and how much you can afford to pay. Most people are worried about keeping their house if they file for bankruptcy. For example, Chapter 7 bankruptcy focuses on liquidation. So, many individuals shy from filing bankruptcy for the fear that …
Can You File Bankruptcy and Keep Your House? 5 Things to Know Read More »
Like most people, you probably don’t relish the idea of paying for car insurance. But luckily, there are a few easy tips that can help you budget your policy and save money. The answer continues to change as our cars evolve and our driving habits shift. “How Much Is Car Insurance” doesn’t have a simple …
Have you ever faced a significant life challenge for which you have to put everything on hold? Many working adults encounter lifestyle roadblocks that can threaten to eat us savings accounts, create legal trouble, and delay important plans. As the saying implies, prevention is always the easier route than a cure. That’s why it makes …
