Photo by Nicola Barts from Pexels Most people aren’t broke, they’re just out of sync with their money. You might be earning enough to cover your life, but your spending, saving, and budgeting habits are working against you. What looks like an empty wallet is usually just a mismanaged one. You’re not alone in feeling …
Your Wallet’s Not Empty, It’s Just Mismanaged: Let’s Fix That Read More »
When buying a home, one of the most significant decisions you’ll make is locking in your mortgage rate. The timing of this decision can save you thousands of dollars over the life of your loan, but the process can be confusing. How do you know when to lock in your mortgage rate? Should you lock …
Timing Your Mortgage: The Art of Locking in the Perfect Rate Read More »
Source: Pexels.com Paperwork. It’s the necessary evil of getting a mortgage, especially if you’re self-employed. But hey, don’t panic just yet. Sure, the process might feel a little more involved compared to those with regular W-2 gigs, but it’s far from impossible. Lenders aren’t trying to make your life harder – they’re just looking for …
What Documents Do Lenders Want From Self-Employed Mortgage Applicants? Read More »
This article is for informational purposes only and should not be construed as legal or financial advice. Smart borrowing means more than just using smart lending technology to obtain a loan. It also refers to knowing how to use the funds wisely to avoid falling into the pitfalls that purposely taking on poorly planned debt …
When I had debt, I knew that I did not know that I could use data analytics to help me understand my spending patterns to help me eliminate that debt. In a world of rising expenses and unsteady work, debt management isn’t so much about nickel-and-diming your spending anymore, it’s about restructuring your income trajectory …
How Learning Data Analytics Can Fast-Track Your Journey Out of Debt Read More »
Let’s be real, college is an exciting, chaotic, overwhelming time. Between classes, making new friends, and figuring out your future, it’s easy to let finances fall to the bottom of the priority list. But here’s the truth: the money habits you build now can stick with you for years. Some might even shape your future …
Top 5 Financial Mistakes College Students Make (And How to Avoid Them) Read More »
