Rants

How to Plan a Career Change Without Putting Your Finances Under Pressure

Photo from Magnific Changing careers can feel exciting and unsettling at once. You may be ready for new work. Still, rent, groceries and insurance bills keep coming while you learn something new.  The good news? A career change doesn’t have to be a leap. With some planning, it can be a string of manageable steps …

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Is Financing a Medical Procedure Ever a Smart Decision?

Financing a medical procedure can be a smart decision when care is necessary or time-sensitive, when the terms are transparent, and when monthly payments fit your budget. It becomes a bad move when it’s high-interest, impulse-driven, or stacked on top of existing debt.  As with any financing decision, it goes beyond seeing debt as a …

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5 Ideas for Planning a Midlife Care Budget Without Rushing Big Decisions

Photo from Magnific Questions about our bodies tend to pile up in midlife. A new health concern. Hair that looks different. Then a friend recommends something. Or an ad lands that seems to speak directly to you. We’ve all been there.  Every one of them carries a price tag, and a push to act soon. …

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