Comments on: “Your Money: The Missing Manual” Review & Giveaway

By: Dan R

Dan R — Sat, 01 May 2010 00:15:41 +0000

Hey Adam!

With the book, I plan on devouring the content inside and applying as much of it as I can to my own life. After becoming a success story, I plan on passing the book on to another person to change their life. The main condition would be to have them send the book to another person in dire need of guidance.

I plan on having this continue until as many people have their lives changed by GRS as possible.

Thank you for the opportunity.

By: sharma

sharma — Sun, 25 Apr 2010 12:59:09 +0000

I just came across your blog. I deserve this book because money seems to melt through my pocket and I am hopeless about money matters. I’m trying to break the cycle of poor money habits I watched in my family. I’m a full time student now with limited means and money is something I need to learn to have more control over. I will share my copy with my fellow students so that they too can be financially free.

By: Skippy

Skippy — Thu, 08 Apr 2010 23:39:51 +0000

Hi, from another Indiana Baker!

I would love to win and pass on Roth’s book. My husband and I moved from Bloomington, Indiana to Homer, Alaska two years ago. We’ve definitely taken an unusual path and have worked with sled dogs, started a business, and worked in the airline industry. In those two years, we also tried to buy a house (twice!) and have made only 10% of what we used to make in Indiana–so while we haven’t lost our jobs like many people in the United States, we have still felt the crunch of having very little money and A LOT of debt (mostly school, not so much consumer).

Our priority is traveling and adventure. As two outdoor guides/leaders, we thought we could have that adventurous life in Alaska. WRONG! Our debt has kept us prisoner and we can’t travel because of the high cost. This has changed our spending priorities and has made us extremely aggressive fighters against our debt (we call our snowballing payoff method The Voltron Project!).

We have changed our lifestyle dramatically–we are part of The Compact (no buying anything new), we make our food from scratch, we are starting a garden, hopefully raising ducks and bees, and made sure to rent a house that has space available to sub-let so that we can get seasonal renters to cut our housing costs. We moved into town to cut down transportation costs. And then I took a full time job with a regional airline so that we could travel for free/mega discount! This job is also the first in two years to provide insurance so that we know we are covered in case of an emergency.

While it sounds like we are doing a lot of things right, it is hard to explain to others (other than by example). Adam, I would love to win this book so that I can pass it on to others so that can also enjoy this financial freedom!

Thanks, fellow Hoosier!

By: Fred Schebesta

Fred Schebesta — Wed, 07 Apr 2010 14:21:45 +0000

I am not really trying to win the book but I just wanted to say what a wicked video and overview of J.D’s book. Thnx Baker.

By: Bobbi

Bobbi — Tue, 06 Apr 2010 22:04:14 +0000

I would like to win a copy…no I deserve a copy because I am a ‘do it my own way’ kind of girl…and I still need help. I have a budgeting program, I still struggle with it. I know nothing of investing and really need to take that first step. I think this book would actually motivate me to do this. Especially since I can ‘do it my own way’. Thanks for the contest!

By: Sophie

Sophie — Tue, 06 Apr 2010 19:03:06 +0000

Hi Baker! I think this book looks great for me for a couple different reasons. My husband and I are making that transition from college students to full workers. He is getting a job while I want to work from home with my own craft business. We want to start a family soon too. These all are things our parents did, and to tell you the truth, I don’t want to spend my money like our parents did. I see them burdened in their 50s and 60s by mortgages, loans, credit card debt, and car loans with a mentality that, “this is just how it is.” I don’t want to be complacent or conform by burying my dreams and freedom under a mountain of debt (on top of the school loans, car loan, and credit card debt we already have). I want to revolutionize how I deal with MY MONEY! I always thought what I was doing worked for me, but it was what worked for my Baby Boomer parents. I need new and fresh ideas. I need a better education about money and use the education to make smart decisions about credit, debt, saving, buying a house, and everything else under the sun that affects my financial health. I feel like I can’t move on to this next step of my life with old habits and my husband and I both want to rehabilitate our sense of our own money. Thanks for hosting a giveaway and reviewing this book- whether I win or not, I think it would be money spent wisely to buy it.

By: Jason Pelker

Jason Pelker — Tue, 06 Apr 2010 17:57:59 +0000

Adam:

It was great to meet you last night at the Nonconformity meetup. As for the Money: The Missing Manual, I need as many copies of this book as possible so I can give them to members of my family who have little education in financial matters.

I’d really like to break their cycle of money ignorance and give people I care about the freedom to actualize and stop letting money control their behaviors and their lives.

Thank you in advance!

By: Alicen

Alicen — Tue, 06 Apr 2010 16:57:26 +0000

My husband and I got married and moved away from our hometown. We hated it there and travelled back to our hometown every weekend. Moving out of our parent’s houses and into mortgage payments, car payments and other bills was a shock. We got a small credit card, the bank extended the limit and we spent that too, they extended, we spent and on it went until we were $16000 in credit card debt, had a truck loan, a car loan, a line of credit worth $5000 that was also maxed out. I had a bank account separate from our joint account that was $3000 overdrawn and I was barely making the interest payment every month.
We sold our house, paid off the credit card, overdraft and line of credit and have been living with my parents while we build our new house. We have changed our spending ways a bit, but could definitely use more help. Also, we want to work at paying off this new mortgage as quickly as possible, so we are looking for more advice there.
I would LOVE to have a copy of JD’s book, as I believe he has a lot of great ideas and his experience with his own financial turnaround has inspired me to take the helm as well!
Thank you for hosting this giveaway!

By: mariane

mariane — Tue, 06 Apr 2010 16:47:11 +0000

If I win this book I will read it page to page, make notes of the most profound insights, noting the mistakes I do, sketch out a plan to do something about it and donate the book to the local community library (I live in the African bush since 4 years, by the way).

I have followed GRS for some time now, linking the site and important posts to family, friends and aquaintances for their infoedutainment and would LOVE to be able to bring the possiblity to bring this on for my massai friend without network in a printed version!

thank you for putting forward the invitation!

and, if I do not reach it to the top I probably will still buy the book and donate it;) have given the local library (which I started) a few hundred books already as well as initiating a workshop and the community members are thrilled! my financial literacy is so-so, though… so…!

By: Ruth P.

Ruth P. — Tue, 06 Apr 2010 15:38:30 +0000

Why do I deserve a copy of JD Roth’s book Your Money: The Missing Manual?
I am a single lady, and I put myself through college while staying completely debt free. This also includes paying for my car in full. My father died my senior year of high school and my mom worked as a gas station attendant. I got a full time job and moved out on my own. It has taken me ten years to finish school while working during the day. While working my way through college I saved up enough for a special award upon graduation. The reward I have been dreaming about is achieving my pilot’s license. I am graduating in three weeks and started flight training this semester. To achieve the pilot’s license, a student pilot has to have flown over forty hours in a plane; so far, I have flown eight hours.

My next goal is to save money for the purchase of a house. This means (gulp) taking on debt! This also means that I should learn about having a mortgage, and the different types available. I need this manual to help instruct the best ways to save for such a large purchase and to manage the debt that I am planning on. Aside from just saving money in a money market or CD, I am not familiar with the other avenues of saving. This manual will inform me on what will be the best way to save for the next five to ten years. I am disciplined enough to save money, I just am not sure that I am saving money in the best way.