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	<title>Comments on: What&#8217;s The Actual Point Of Budgeting?</title>
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	<link>http://manvsdebt.com/video-whats-the-actual-point-of-budgeting/</link>
	<description>Sell your crap.  Pay off your debt.  Do what you love.</description>
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		<title>By: john</title>
		<link>http://manvsdebt.com/video-whats-the-actual-point-of-budgeting/comment-page-1/#comment-26837</link>
		<dc:creator>john</dc:creator>
		<pubDate>Thu, 18 Aug 2011 15:19:08 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=966#comment-26837</guid>
		<description>Let me suggest a compromise strategy.  Because I hate all the driving around etc. too. Pick 3 stores only to grocery shop.  First pick a cheap staples or stock up store.  Key word here is cheap and staples.  Aldi, and WalMart are great for these.  They have limited brands of cheap staples, but not so great for fresh veggies or meat.  Then pick a good store for meat sales.  Varies by market but these large chains like Kroger, Food Lion etc.  have good weekly specials on meats,  buy on sale and freeze for later.  Then finally pick a green grocer for fresh veggies, sometimes a good farmer&#039;s market or seasonal stand can be a great find.  Three trips only, once a week, forget the coupons except for big savings on things you already buy.  Just my strategy, hope it works for you.</description>
		<content:encoded><![CDATA[<p>Let me suggest a compromise strategy.  Because I hate all the driving around etc. too. Pick 3 stores only to grocery shop.  First pick a cheap staples or stock up store.  Key word here is cheap and staples.  Aldi, and WalMart are great for these.  They have limited brands of cheap staples, but not so great for fresh veggies or meat.  Then pick a good store for meat sales.  Varies by market but these large chains like Kroger, Food Lion etc.  have good weekly specials on meats,  buy on sale and freeze for later.  Then finally pick a green grocer for fresh veggies, sometimes a good farmer&#8217;s market or seasonal stand can be a great find.  Three trips only, once a week, forget the coupons except for big savings on things you already buy.  Just my strategy, hope it works for you.</p>
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		<title>By: Kelly</title>
		<link>http://manvsdebt.com/video-whats-the-actual-point-of-budgeting/comment-page-1/#comment-800</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Fri, 08 May 2009 01:52:44 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=966#comment-800</guid>
		<description>Great video Baker. 
I may have to give it a try, it seems like fun!

I posted this awhile ago but it may help you when you settle down. http://www.thecentsiblelife.com/2009/02/04/grocery-price-book/

If you have a lot of time on your hands from now until the move setting up a menu would make things really easy for you guys. You could just do a weekly menu and then rinse and repeat.

I will say I am notorious for slashing the budget too far, but in your case it seems like a little more thought might net a hefty savings. I saw something recently that said that by just purchasing off the shelf like you are the same items cost nearly twice as much!

I&#039;m not a fan of coupons since most of the items that have coupons are packaged foods, and we eat a fairly healthy diet. I use my price book, and shop approx monthly at each of 4 stores in our area. I combine 2 of the stores that are further away, but it only takes me 2 hours total shopping/travel time. I save time in the long run since I don&#039;t have to go to the local (more expensive for most things) store as often.</description>
		<content:encoded><![CDATA[<p>Great video Baker.<br />
I may have to give it a try, it seems like fun!</p>
<p>I posted this awhile ago but it may help you when you settle down. <a href="http://www.thecentsiblelife.com/2009/02/04/grocery-price-book/" rel="nofollow">http://www.thecentsiblelife.com/2009/02/04/grocery-price-book/</a></p>
<p>If you have a lot of time on your hands from now until the move setting up a menu would make things really easy for you guys. You could just do a weekly menu and then rinse and repeat.</p>
<p>I will say I am notorious for slashing the budget too far, but in your case it seems like a little more thought might net a hefty savings. I saw something recently that said that by just purchasing off the shelf like you are the same items cost nearly twice as much!</p>
<p>I&#8217;m not a fan of coupons since most of the items that have coupons are packaged foods, and we eat a fairly healthy diet. I use my price book, and shop approx monthly at each of 4 stores in our area. I combine 2 of the stores that are further away, but it only takes me 2 hours total shopping/travel time. I save time in the long run since I don&#8217;t have to go to the local (more expensive for most things) store as often.</p>
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		<title>By: MAB</title>
		<link>http://manvsdebt.com/video-whats-the-actual-point-of-budgeting/comment-page-1/#comment-775</link>
		<dc:creator>MAB</dc:creator>
		<pubDate>Thu, 07 May 2009 02:49:40 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=966#comment-775</guid>
		<description>Tip, the strongest one is as people mentioned above. Creating a menu before hand, keeping with recipes where you can crossover ingredients so you aren&#039;t wasting them Eg. Grilled cheese to quesadillas, both require cheese but other ingredients as well. 

My challenge, I like to eat products that aren&#039;t as processed. I don&#039;t like foods that come in cans, frozen, or in boxes. When it comes to produce that can be cheap, but for other things like buying organic  hand pressed sicilian pasta instead of 99 cents barilla, that is expensive and in my head there is always that tiny voice that says, &quot;You can over budget because it&#039;s food that is good for you.&quot;

Great job Baker at trying out a video post. it was engaging and nice to see the man behind the blog.</description>
		<content:encoded><![CDATA[<p>Tip, the strongest one is as people mentioned above. Creating a menu before hand, keeping with recipes where you can crossover ingredients so you aren&#8217;t wasting them Eg. Grilled cheese to quesadillas, both require cheese but other ingredients as well. </p>
<p>My challenge, I like to eat products that aren&#8217;t as processed. I don&#8217;t like foods that come in cans, frozen, or in boxes. When it comes to produce that can be cheap, but for other things like buying organic  hand pressed sicilian pasta instead of 99 cents barilla, that is expensive and in my head there is always that tiny voice that says, &#8220;You can over budget because it&#8217;s food that is good for you.&#8221;</p>
<p>Great job Baker at trying out a video post. it was engaging and nice to see the man behind the blog.</p>
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		<title>By: Vicki@collegeparentcentral</title>
		<link>http://manvsdebt.com/video-whats-the-actual-point-of-budgeting/comment-page-1/#comment-774</link>
		<dc:creator>Vicki@collegeparentcentral</dc:creator>
		<pubDate>Wed, 06 May 2009 23:34:15 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=966#comment-774</guid>
		<description>You&#039;ve got a lot of great suggestions in the comments here.  I commend you for the organized effort you are making to save.  I&#039;ll add my two cents here - based on a lot of years feeding a family on a relatively tight budget (actually more of a spending plan).

Comparison shopping doesn&#039;t have to mean going to a lot of different places.  It can mean shopping for different things at different times.  Earlier commenters mentioned a pricebook.  It is an invaluable tool.  (This won&#039;t help you in the next few weeks, but after you settle down.)  Watch the ads and look for low prices on items.  When you see a good price - and especially if you can coordinate with a coupon - stock up.  Try to buy enough (assuming that it isn&#039;t perishable) to last until that item goes on sale again.  Only buy things when they are at a low price.  When I make my list each week, I never shop for what I need for the week, I shop for what is on sale.  Then I make my menus based on what I have.  It takes a while to get started with this, but can really pay off in the end.  

One other observation - don&#039;t wait until the envelope is almost empty to institute the saving measures.  Start saving when the envelope is full and it won&#039;t empty as quickly.  You used the comparison of entertainment.  The difference is that when the entertainment envelope is empty you can stop going out, but when the food envelope is empty, you still need to eat!  Too often we wait until we feel the pinch and then try to save.  If we start saving earlier, we won&#039;t feel the pinch as soon.  Common sense, but we all forget it too often.

Good luck.

&lt;abbr&gt;&lt;em&gt;Vicki@collegeparentcentral’s last blog post..&lt;a href=&quot;http://www.collegeparentcentral.com/2009/05/sending-your-college-student-a-care-package/&quot; rel=&quot;nofollow&quot;&gt;Sending Your College Student a Care Package&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>You&#8217;ve got a lot of great suggestions in the comments here.  I commend you for the organized effort you are making to save.  I&#8217;ll add my two cents here &#8211; based on a lot of years feeding a family on a relatively tight budget (actually more of a spending plan).</p>
<p>Comparison shopping doesn&#8217;t have to mean going to a lot of different places.  It can mean shopping for different things at different times.  Earlier commenters mentioned a pricebook.  It is an invaluable tool.  (This won&#8217;t help you in the next few weeks, but after you settle down.)  Watch the ads and look for low prices on items.  When you see a good price &#8211; and especially if you can coordinate with a coupon &#8211; stock up.  Try to buy enough (assuming that it isn&#8217;t perishable) to last until that item goes on sale again.  Only buy things when they are at a low price.  When I make my list each week, I never shop for what I need for the week, I shop for what is on sale.  Then I make my menus based on what I have.  It takes a while to get started with this, but can really pay off in the end.  </p>
<p>One other observation &#8211; don&#8217;t wait until the envelope is almost empty to institute the saving measures.  Start saving when the envelope is full and it won&#8217;t empty as quickly.  You used the comparison of entertainment.  The difference is that when the entertainment envelope is empty you can stop going out, but when the food envelope is empty, you still need to eat!  Too often we wait until we feel the pinch and then try to save.  If we start saving earlier, we won&#8217;t feel the pinch as soon.  Common sense, but we all forget it too often.</p>
<p>Good luck.</p>
<p><abbr><em>Vicki@collegeparentcentral’s last blog post..<a href="http://www.collegeparentcentral.com/2009/05/sending-your-college-student-a-care-package/" rel="nofollow">Sending Your College Student a Care Package</a></em></abbr></p>
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		<title>By: Cathy</title>
		<link>http://manvsdebt.com/video-whats-the-actual-point-of-budgeting/comment-page-1/#comment-771</link>
		<dc:creator>Cathy</dc:creator>
		<pubDate>Wed, 06 May 2009 21:33:01 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=966#comment-771</guid>
		<description>To do comparison shopping efficiently, you have to prepare in advance.  If you hop around to all of the stores on the same day, you&#039;re wasting time and gas.  When I buy things from one store, I keep the receipts in a folder.  It takes a while to collect all the data, but after a while you start to know where the best deals are.  Whole Foods is usually the most expensive - but not for everything.  I&#039;ve found their 365 orange juice to be cheaper and better tasting than many of the other name brands.  I happen to live in walking distance of a WF, so it&#039;s no hassle if the only thing I want is oj.

We buy things we need in bulk at Costco.  For things we rotate out weekly, like fruits and veggies, we find it more economical to buy it at a local produce stand rather than buy in bulk from Costco.  We only make two stops to Costco and the produce stand by car.  We don&#039;t buy the cheapest tomato paste at Safeway, then stop at WF for oj, then buy toilet paper from Costco, then buy an apple from the farmer&#039;s market.  That would be ridiculous.

&lt;abbr&gt;&lt;em&gt;Cathy’s last blog post..&lt;a href=&quot;http://rainydaypennies.net/2009/05/first-quarter-2009-rainy-day-funds-assessment/&quot; rel=&quot;nofollow&quot;&gt;First Quarter 2009 Rainy Day Funds Assessment&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>To do comparison shopping efficiently, you have to prepare in advance.  If you hop around to all of the stores on the same day, you&#8217;re wasting time and gas.  When I buy things from one store, I keep the receipts in a folder.  It takes a while to collect all the data, but after a while you start to know where the best deals are.  Whole Foods is usually the most expensive &#8211; but not for everything.  I&#8217;ve found their 365 orange juice to be cheaper and better tasting than many of the other name brands.  I happen to live in walking distance of a WF, so it&#8217;s no hassle if the only thing I want is oj.</p>
<p>We buy things we need in bulk at Costco.  For things we rotate out weekly, like fruits and veggies, we find it more economical to buy it at a local produce stand rather than buy in bulk from Costco.  We only make two stops to Costco and the produce stand by car.  We don&#8217;t buy the cheapest tomato paste at Safeway, then stop at WF for oj, then buy toilet paper from Costco, then buy an apple from the farmer&#8217;s market.  That would be ridiculous.</p>
<p><abbr><em>Cathy’s last blog post..<a href="http://rainydaypennies.net/2009/05/first-quarter-2009-rainy-day-funds-assessment/" rel="nofollow">First Quarter 2009 Rainy Day Funds Assessment</a></em></abbr></p>
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		<title>By: Baker</title>
		<link>http://manvsdebt.com/video-whats-the-actual-point-of-budgeting/comment-page-1/#comment-770</link>
		<dc:creator>Baker</dc:creator>
		<pubDate>Wed, 06 May 2009 21:26:31 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=966#comment-770</guid>
		<description>You make a great point about coupons.  I think we could handle that pretty well, however it is something we will need to be careful of when starting.

We are pretty good about making a list.  Like everyone, we occasionally slip up and buy something not on it, but for the most part this is a strength.  Creating a meal plan ahead of time, isn&#039;t though.  That would be a pretty big step for us, but something that&#039;ll be much needed once we expand our family even more.</description>
		<content:encoded><![CDATA[<p>You make a great point about coupons.  I think we could handle that pretty well, however it is something we will need to be careful of when starting.</p>
<p>We are pretty good about making a list.  Like everyone, we occasionally slip up and buy something not on it, but for the most part this is a strength.  Creating a meal plan ahead of time, isn&#8217;t though.  That would be a pretty big step for us, but something that&#8217;ll be much needed once we expand our family even more.</p>
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		<title>By: Josh</title>
		<link>http://manvsdebt.com/video-whats-the-actual-point-of-budgeting/comment-page-1/#comment-768</link>
		<dc:creator>Josh</dc:creator>
		<pubDate>Wed, 06 May 2009 20:18:21 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=966#comment-768</guid>
		<description>Amen</description>
		<content:encoded><![CDATA[<p>Amen</p>
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		<title>By: Phil</title>
		<link>http://manvsdebt.com/video-whats-the-actual-point-of-budgeting/comment-page-1/#comment-767</link>
		<dc:creator>Phil</dc:creator>
		<pubDate>Wed, 06 May 2009 20:03:57 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=966#comment-767</guid>
		<description>I have two money-saving grocery tips that have done me well:
1) Don&#039;t use coupons for items you wouldn&#039;t normally purchase (saving $2 on a $5 item is still $3 you wouldn&#039;t have spent otherwise).
2) Plan/write out your weekly menu (and even your route through the store?) before you go shopping. Try not to purchase items not on your list (your menu). Anticipate/re-purpose leftovers, and plan a left-over night. Example: Last night&#039;s left over chicken provides today&#039;s chicken sandwich for lunch, or, last night&#039;s left over chili combines with today&#039;s hot dogs.

&lt;abbr&gt;&lt;em&gt;Phil’s last blog post..&lt;a href=&quot;http://feedproxy.google.com/~r/Philparrcom/~3/rz-pnRfW9H4/&quot; rel=&quot;nofollow&quot;&gt;Top 5 Favorite TV Series&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>I have two money-saving grocery tips that have done me well:<br />
1) Don&#8217;t use coupons for items you wouldn&#8217;t normally purchase (saving $2 on a $5 item is still $3 you wouldn&#8217;t have spent otherwise).<br />
2) Plan/write out your weekly menu (and even your route through the store?) before you go shopping. Try not to purchase items not on your list (your menu). Anticipate/re-purpose leftovers, and plan a left-over night. Example: Last night&#8217;s left over chicken provides today&#8217;s chicken sandwich for lunch, or, last night&#8217;s left over chili combines with today&#8217;s hot dogs.</p>
<p><abbr><em>Phil’s last blog post..<a href="http://feedproxy.google.com/~r/Philparrcom/~3/rz-pnRfW9H4/" rel="nofollow">Top 5 Favorite TV Series</a></em></abbr></p>
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		<title>By: Baker</title>
		<link>http://manvsdebt.com/video-whats-the-actual-point-of-budgeting/comment-page-1/#comment-766</link>
		<dc:creator>Baker</dc:creator>
		<pubDate>Wed, 06 May 2009 17:57:06 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=966#comment-766</guid>
		<description>That&#039;s as real as they come, buddy!</description>
		<content:encoded><![CDATA[<p>That&#8217;s as real as they come, buddy!</p>
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		<title>By: Kevin @ This is Broken Blog</title>
		<link>http://manvsdebt.com/video-whats-the-actual-point-of-budgeting/comment-page-1/#comment-765</link>
		<dc:creator>Kevin @ This is Broken Blog</dc:creator>
		<pubDate>Wed, 06 May 2009 17:51:23 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=966#comment-765</guid>
		<description>Can you put a real shirt on for your next video post?  Thanks.

&lt;abbr&gt;&lt;em&gt;Kevin @ This is Broken Blog’s last blog post..&lt;a href=&quot;http://feedproxy.google.com/~r/ThisIsBrokenBlog/~3/6rsprzv6_yk/&quot; rel=&quot;nofollow&quot;&gt;Playing the Lottery&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Can you put a real shirt on for your next video post?  Thanks.</p>
<p><abbr><em>Kevin @ This is Broken Blog’s last blog post..<a href="http://feedproxy.google.com/~r/ThisIsBrokenBlog/~3/6rsprzv6_yk/" rel="nofollow">Playing the Lottery</a></em></abbr></p>
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