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	<title>Comments on: Interview With A Dave Ramsey Certified Counselor</title>
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	<description>Sell your crap.  Pay off your debt.  Do what you love.</description>
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		<title>By: Roundup and Link Love: Will it ever stop raining edition?</title>
		<link>http://manvsdebt.com/interview-with-a-dave-ramsey-certified-counselor/comment-page-1/#comment-11808</link>
		<dc:creator>Roundup and Link Love: Will it ever stop raining edition?</dc:creator>
		<pubDate>Tue, 24 Aug 2010 18:57:42 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=1114#comment-11808</guid>
		<description>[...] Interview with a Dave Ramsey Certified Counselor! Way to go Baker! [...]</description>
		<content:encoded><![CDATA[<p>[...] Interview with a Dave Ramsey Certified Counselor! Way to go Baker! [...]</p>
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		<title>By: Broke by Choice</title>
		<link>http://manvsdebt.com/interview-with-a-dave-ramsey-certified-counselor/comment-page-1/#comment-9437</link>
		<dc:creator>Broke by Choice</dc:creator>
		<pubDate>Fri, 26 Mar 2010 22:31:22 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=1114#comment-9437</guid>
		<description>Thank for the post. I appreciate the information that was shared. It is unfortunate that most of the comments focused on Dave Ramsey&#039;s choice of scriptures and stories of motivations. I am willing and able to learn from others.  Regardles of ones language, geographical location, faith, gender, sexuality, income and educational level facts are facts.</description>
		<content:encoded><![CDATA[<p>Thank for the post. I appreciate the information that was shared. It is unfortunate that most of the comments focused on Dave Ramsey&#8217;s choice of scriptures and stories of motivations. I am willing and able to learn from others.  Regardles of ones language, geographical location, faith, gender, sexuality, income and educational level facts are facts.</p>
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		<title>By: JF</title>
		<link>http://manvsdebt.com/interview-with-a-dave-ramsey-certified-counselor/comment-page-1/#comment-3296</link>
		<dc:creator>JF</dc:creator>
		<pubDate>Thu, 17 Sep 2009 21:14:25 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=1114#comment-3296</guid>
		<description>Liz,
I have no idea wether or not his endorsement is restricted based on religion.  However, I can certainly see why he would want to restrict HIS endorsement/brand identity to those who share his world view.   I would not lend my name to endorse someone who had a different world view, even if we did view financial issues the same way.</description>
		<content:encoded><![CDATA[<p>Liz,<br />
I have no idea wether or not his endorsement is restricted based on religion.  However, I can certainly see why he would want to restrict HIS endorsement/brand identity to those who share his world view.   I would not lend my name to endorse someone who had a different world view, even if we did view financial issues the same way.</p>
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	<item>
		<title>By: Link Round-up - My New Job Edition &#124; Do You Dave Ramsey?</title>
		<link>http://manvsdebt.com/interview-with-a-dave-ramsey-certified-counselor/comment-page-1/#comment-1427</link>
		<dc:creator>Link Round-up - My New Job Edition &#124; Do You Dave Ramsey?</dc:creator>
		<pubDate>Fri, 29 May 2009 11:03:00 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=1114#comment-1427</guid>
		<description>[...] in humor and honesty in his Is Your Credit Card a Tool or Are You? article.   He also shares an interview he did recently with a Dave Ramsey certified counselor.  A cool idea and good [...]</description>
		<content:encoded><![CDATA[<p>[...] in humor and honesty in his Is Your Credit Card a Tool or Are You? article.   He also shares an interview he did recently with a Dave Ramsey certified counselor.  A cool idea and good [...]</p>
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	<item>
		<title>By: Baker</title>
		<link>http://manvsdebt.com/interview-with-a-dave-ramsey-certified-counselor/comment-page-1/#comment-1226</link>
		<dc:creator>Baker</dc:creator>
		<pubDate>Fri, 22 May 2009 01:49:59 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=1114#comment-1226</guid>
		<description>Sorry, I can&#039;t shed any light on this specific issue.  I don&#039;t know either way!</description>
		<content:encoded><![CDATA[<p>Sorry, I can&#8217;t shed any light on this specific issue.  I don&#8217;t know either way!</p>
]]></content:encoded>
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	<item>
		<title>By: Baker</title>
		<link>http://manvsdebt.com/interview-with-a-dave-ramsey-certified-counselor/comment-page-1/#comment-1225</link>
		<dc:creator>Baker</dc:creator>
		<pubDate>Fri, 22 May 2009 01:49:09 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=1114#comment-1225</guid>
		<description>Thanks for contributing your experience to the discussion.  It&#039;s very interesting to hear someone on your side of the fence outline the benefits like this.  I couldn&#039;t agree more!</description>
		<content:encoded><![CDATA[<p>Thanks for contributing your experience to the discussion.  It&#8217;s very interesting to hear someone on your side of the fence outline the benefits like this.  I couldn&#8217;t agree more!</p>
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		<title>By: J</title>
		<link>http://manvsdebt.com/interview-with-a-dave-ramsey-certified-counselor/comment-page-1/#comment-1220</link>
		<dc:creator>J</dc:creator>
		<pubDate>Fri, 22 May 2009 01:25:06 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=1114#comment-1220</guid>
		<description>I agree.  Rachel seems motivated to help others and is running her own small business, to boot!  I&#039;m guessing that the dissenters don&#039;t fault people from hiring someone to fix something around the house or on the car when they don&#039;t have the skills, or when you order out a pizza because you don&#039;t feel like cooking.    I&#039;m also guessing that they return their paychecks, since, you know, anyone can do their job using Google.

Realizing you need help with finances and that you need to hire out some help is A way that people can begin working through their financial issues.  Yes, you can acquire the knowledge on your own, but it&#039;s really no different than hiring any other professional -- you exchange money for their time and expertise.</description>
		<content:encoded><![CDATA[<p>I agree.  Rachel seems motivated to help others and is running her own small business, to boot!  I&#8217;m guessing that the dissenters don&#8217;t fault people from hiring someone to fix something around the house or on the car when they don&#8217;t have the skills, or when you order out a pizza because you don&#8217;t feel like cooking.    I&#8217;m also guessing that they return their paychecks, since, you know, anyone can do their job using Google.</p>
<p>Realizing you need help with finances and that you need to hire out some help is A way that people can begin working through their financial issues.  Yes, you can acquire the knowledge on your own, but it&#8217;s really no different than hiring any other professional &#8212; you exchange money for their time and expertise.</p>
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		<title>By: Erin</title>
		<link>http://manvsdebt.com/interview-with-a-dave-ramsey-certified-counselor/comment-page-1/#comment-1202</link>
		<dc:creator>Erin</dc:creator>
		<pubDate>Thu, 21 May 2009 16:35:22 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=1114#comment-1202</guid>
		<description>I am a huge Dave Ramsey fan even though I am not religious. After I read The Total Money Makeover last August I looked at his website and I distinctly remember reading in the Counselor training section that anybody is welcome to attend and complete the training, but the formal Dave Ramsey endorsement or certification is only given to Catholic or Evangelical Christians, because it is an important part of his brand identity. I looked today and I can&#039;t find that anywhere on the site, but I know for sure that it was there last August as I distinctly remember reading that out loud to my husband when I saw it. I was actually a little disappointed to see that. I&#039;ve never been put off by the Christian part of his message even though most of it doesn&#039;t interest or apply to me but it seemed a little excessive.

So I don&#039;t know if that is still his policy, but it definitely was as of last year.</description>
		<content:encoded><![CDATA[<p>I am a huge Dave Ramsey fan even though I am not religious. After I read The Total Money Makeover last August I looked at his website and I distinctly remember reading in the Counselor training section that anybody is welcome to attend and complete the training, but the formal Dave Ramsey endorsement or certification is only given to Catholic or Evangelical Christians, because it is an important part of his brand identity. I looked today and I can&#8217;t find that anywhere on the site, but I know for sure that it was there last August as I distinctly remember reading that out loud to my husband when I saw it. I was actually a little disappointed to see that. I&#8217;ve never been put off by the Christian part of his message even though most of it doesn&#8217;t interest or apply to me but it seemed a little excessive.</p>
<p>So I don&#8217;t know if that is still his policy, but it definitely was as of last year.</p>
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		<title>By: Madison</title>
		<link>http://manvsdebt.com/interview-with-a-dave-ramsey-certified-counselor/comment-page-1/#comment-1200</link>
		<dc:creator>Madison</dc:creator>
		<pubDate>Thu, 21 May 2009 16:05:10 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=1114#comment-1200</guid>
		<description>I just have to comment here, being a CPA.  CPA training is all about training for taxes and auditing, with a few business classes thrown in (cause most CPA training programs are sponsored by Public CPA companies, and all they want are Auditors and Tax guys).  I would love to be able to couch people about debt reduction, but training for most Financial Advising is mostly about selling the clients your products (I did a bit of training for this and didn&#039;t like it).  I&#039;d love to be able to do the kind of work Rachel does, but I was scared to just go out in the world without having some training and background in this besides my own personal experience with debt - I&#039;ll have to look into the Dave Ramsey training.  Thanks for the great interview.</description>
		<content:encoded><![CDATA[<p>I just have to comment here, being a CPA.  CPA training is all about training for taxes and auditing, with a few business classes thrown in (cause most CPA training programs are sponsored by Public CPA companies, and all they want are Auditors and Tax guys).  I would love to be able to couch people about debt reduction, but training for most Financial Advising is mostly about selling the clients your products (I did a bit of training for this and didn&#8217;t like it).  I&#8217;d love to be able to do the kind of work Rachel does, but I was scared to just go out in the world without having some training and background in this besides my own personal experience with debt &#8211; I&#8217;ll have to look into the Dave Ramsey training.  Thanks for the great interview.</p>
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		<title>By: Seasongs</title>
		<link>http://manvsdebt.com/interview-with-a-dave-ramsey-certified-counselor/comment-page-1/#comment-1192</link>
		<dc:creator>Seasongs</dc:creator>
		<pubDate>Thu, 21 May 2009 14:56:59 +0000</pubDate>
		<guid isPermaLink="false">http://manvsdebt.com/?p=1114#comment-1192</guid>
		<description>I am saddened by the dissing vs. the appreciation for anyone who is sincerely trying to help folks get out of debt.  Debt makes people cranky, affects judgment, and eventually, can kill.

Christianity has evidently proven true for Dave Ramsey, and truth is always good to share.  If he is too &quot;religious&quot; for some, they can choose to switch the dial, and hopefully find sound financial advice with another.  It&#039;s all good.  Let&#039;s just focus on the value of the service, and not pick apart the messenger.

Thanks for letting me add my two cents.</description>
		<content:encoded><![CDATA[<p>I am saddened by the dissing vs. the appreciation for anyone who is sincerely trying to help folks get out of debt.  Debt makes people cranky, affects judgment, and eventually, can kill.</p>
<p>Christianity has evidently proven true for Dave Ramsey, and truth is always good to share.  If he is too &#8220;religious&#8221; for some, they can choose to switch the dial, and hopefully find sound financial advice with another.  It&#8217;s all good.  Let&#8217;s just focus on the value of the service, and not pick apart the messenger.</p>
<p>Thanks for letting me add my two cents.</p>
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