Comments on: How To Freeze Credit Reports Online

By: Val

Val — Thu, 02 Feb 2012 21:07:17 +0000

Looks like Equifax has wised up. I found their freeze site.
https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp
Worked like a charm!

By: Richard Mertens

Richard Mertens — Tue, 17 Jan 2012 19:02:39 +0000

Looking for work? Freeze your credit report. Employers are able to discern quite a few personal items from a credit check– general medical condition (while listed without the collecting hospital/clinic, the so called ‘secret code’ that is standard is easy to spot), marital and family status, etc. plus many other personal items you’d rarely suspect of being included and where clues are often misinterpreted. One of my HR department favorites was previous address information they’d follow up on to figure which neighborhoods you’ve lived in in the past. Rented in a low income heavily urban area? Red flag. We need far stronger privacy laws rather than this corporate sponsored, government accessible file every American is now carrying. Character counts. Files are what matters, though, good or ill.

By: Didi

Didi — Thu, 29 Sep 2011 18:41:21 +0000

Thank you for this post!!!! I recently found out that one of my family members was using my ssn…so I used your website to put a freeze on my accounts and now I can focus on cleaning my credit reports up…you were so right about Equifax trying to sell you stuff…they do not want you to apply on-line so you will have to listen to their sales pitch…he still called it a lock oppose to a freeze but I took your advice and checked the fees and all is well.

By: McGinley Financial Advisory, LLC is an Arizona based investment adviser.

McGinley Financial Advisory, LLC is an Arizona based investment adviser. — Wed, 28 Sep 2011 20:27:02 +0000

[...] Consider putting a freeze on your credit. If you are not planning on taking out new credit for the foreseeable future, you may want to consider a credit freeze. This is a great way to ensure no one will open a credit card in your name. Just a small amount of money and time is required and it can be removed if and when you do want to apply for credit. You can learn more about that here. [...]

By: Ragu

Ragu — Thu, 01 Sep 2011 19:37:43 +0000

Thanks! I was able to freeze Equifax also online. Appreciate your help!

By: Jill

Jill — Tue, 03 May 2011 16:51:55 +0000

I’m nervous about providing these agencies so much personal information on line. Why can’t it be hacked and create problems for too?

By: 24 Quick Actions You Can Do Today That Can Change Your Financial Life Forever

24 Quick Actions You Can Do Today That Can Change Your Financial Life Forever — Thu, 07 Apr 2011 23:07:22 +0000

[...] Additional Resource: How to Freeze Credit Reports Online [...]

By: neglectarino

neglectarino — Wed, 28 Apr 2010 13:47:38 +0000

Equifax now allows you to place a freeze online. They have also expanded the list of states in which it is free to place a freeze, however there is a fee (about $5 for my state of NJ) to lift the freeze at all the CRAs. Here’s Equifax’s freeze link:
https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp

By: CYOBO

CYOBO — Thu, 08 Apr 2010 23:31:36 +0000

This article is very useful. Thank you so much. I just placed freezes on all three of my reports. It was extremely easy.

By: Jim@Improve Your Credit Scoring

Jim@Improve Your Credit Scoring — Thu, 01 Oct 2009 23:19:33 +0000

Having spent the last ten years working in the financial fraud industry I can strongly recommend that you must be very careful on what you do with any financial transactions, especially online. Because once you get any "black marks" on your credit report it is very difficult to get it off. Even if you are the innocent party and have evidence to prove it. .-= Jim@Improve Your Credit Scoring ´s last blog ..Credit Score Interpretation – Why Is Your Credit Score Important? =-.