Comments on: How To Freeze Credit Reports Online

By: neglectarino

neglectarino — Wed, 28 Apr 2010 13:47:38 +0000

Equifax now allows you to place a freeze online. They have also expanded the list of states in which it is free to place a freeze, however there is a fee (about $5 for my state of NJ) to lift the freeze at all the CRAs. Here’s Equifax’s freeze link:
https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp

By: CYOBO

CYOBO — Thu, 08 Apr 2010 23:31:36 +0000

This article is very useful. Thank you so much. I just placed freezes on all three of my reports. It was extremely easy.

By: Jim@Improve Your Credit Scoring

Jim@Improve Your Credit Scoring — Thu, 01 Oct 2009 23:19:33 +0000

Having spent the last ten years working in the financial fraud industry I can strongly recommend that you must be very careful on what you do with any financial transactions, especially online. Because once you get any "black marks" on your credit report it is very difficult to get it off. Even if you are the innocent party and have evidence to prove it. .-= Jim@Improve Your Credit Scoring ´s last blog ..Credit Score Interpretation – Why Is Your Credit Score Important? =-.

By: What is a Security Freeze and Other Related Questions

What is a Security Freeze and Other Related Questions — Tue, 08 Sep 2009 10:40:38 +0000

[...] security freeze (also known as credit freeze, credit report freeze and credit lock) locks the individual’s data at the consumer reporting agency until he gives [...]

By: Baker

Baker — Sat, 23 May 2009 17:41:57 +0000

I absolutely agree. Doing this doesn’t mean you can ignore your report. It just helps get you a little more security. We have to be diligent when fighting against identity theft!

By: Baker

Baker — Sat, 23 May 2009 17:40:59 +0000

Thanks, Dave! Glad you connected with it. It took time, but I thought it was cool/important.

By: Baker

Baker — Sat, 23 May 2009 17:40:32 +0000

That’s exactly what we thought. However, once again we lucked out being that it was free. Can we get any more lucky? not sure.

By: Baker

Baker — Sat, 23 May 2009 17:39:57 +0000

My wife has actually been a victim, as well. It was several years ago and we still have a random thing pop back on every now and then. It is one of the most annoying things to deal with in the world!

By: Top Ten Bloggers of the Week (May 16th - May 22nd) | Viralogy Blog

Top Ten Bloggers of the Week (May 16th - May 22nd) | Viralogy Blog — Sat, 23 May 2009 12:00:42 +0000

[...] Recent Post: How to Freeze Credit Reports Online [...]

By: Ryan P Smith

Ryan P Smith — Fri, 22 May 2009 22:25:41 +0000

As you mentioned in the first paragraph this doesn’t prevent companies you are already from accessing your credit. It is a good idea to keep on eye on your credit even with a freeze in place.

The screen shots make for very clear instructions on how to a freeze on, thanks for taking the time to put that together.
BTW I love your blog!