Comments on: Cancel Credit Cards http://manvsdebt.com/declaring-war-cancelling-credit-cards/ Sell your crap. Pay off your debt. Do what you love. Wed, 08 Feb 2012 21:50:48 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: I Shoot People » Simplify Your Life in 103 Steps http://manvsdebt.com/declaring-war-cancelling-credit-cards/comment-page-1/#comment-27377 I Shoot People » Simplify Your Life in 103 Steps Thu, 01 Sep 2011 13:08:33 +0000 http://manvsdebt.com/?p=43#comment-27377 [...] Pay in cold, hard cash. Plastic cards make money seem unreal. Maybe it is? Maybe this is all a big game we’re playing with [...] [...] Pay in cold, hard cash. Plastic cards make money seem unreal. Maybe it is? Maybe this is all a big game we’re playing with [...]

]]> By: “You may have occasion to possess or use material things, but the secret of life lies in never missing them” | http://manvsdebt.com/declaring-war-cancelling-credit-cards/comment-page-1/#comment-27343 “You may have occasion to possess or use material things, but the secret of life lies in never missing them” | Wed, 31 Aug 2011 19:48:05 +0000 http://manvsdebt.com/?p=43#comment-27343 [...] Pay in cold, hard cash. Plastic cards make money seem unreal. Maybe it is? Maybe this is all a big game we’re playing with [...] [...] Pay in cold, hard cash. Plastic cards make money seem unreal. Maybe it is? Maybe this is all a big game we’re playing with [...]

]]> By: 103 Rules To Living Simply (Reblogged) « conchsaladesque http://manvsdebt.com/declaring-war-cancelling-credit-cards/comment-page-1/#comment-26863 103 Rules To Living Simply (Reblogged) « conchsaladesque Fri, 19 Aug 2011 15:18:59 +0000 http://manvsdebt.com/?p=43#comment-26863 [...] Pay in cold, hard cash. Plastic cards make money seem unreal. Maybe it is? Maybe this is all a big game we’re playing with [...] [...] Pay in cold, hard cash. Plastic cards make money seem unreal. Maybe it is? Maybe this is all a big game we’re playing with [...]

]]> By: 100 + Rules for Simplified Your Life | Imagine the Spirit http://manvsdebt.com/declaring-war-cancelling-credit-cards/comment-page-1/#comment-26664 100 + Rules for Simplified Your Life | Imagine the Spirit Fri, 12 Aug 2011 08:18:50 +0000 http://manvsdebt.com/?p=43#comment-26664 [...] in cold, hard cash. Plastic cards make money seem unreal. Maybe it is? Maybe this is all a big game we’re playing with [...] [...] in cold, hard cash. Plastic cards make money seem unreal. Maybe it is? Maybe this is all a big game we’re playing with [...]

]]> By: Adam Barlow http://manvsdebt.com/declaring-war-cancelling-credit-cards/comment-page-1/#comment-23961 Adam Barlow Sat, 28 May 2011 21:14:05 +0000 http://manvsdebt.com/?p=43#comment-23961 I canceled all my accounts! I feel great about this decision, because I only make $24,000 annually. I make enough money to pay my rent, food, and gas. I have been purchasing things that I cannot afford using my credit and this added up over the years. I have spent the last two years paying off debt, totaling $20,000, and I still owe $8,000. I should be done by the end of 2012. My point is, I am switching to cash only for my purchases. I have learned not to spend money that is not mine. Wow, now that I take a look at this I see that most Americans are in debt. Its really sad! Do youselves a favor and stop making the rich richer by using their money! Its a trick and a temptation. They make you believe you need a credit card! Its a lie! The best credit would be no credit. One thing that bugged me about the credit companies is that they are always changing the agreements. I received a letter from B of A telling me I would have to pay a new annual fee of $59. I had this card for 5 years and had no annual fee. Once, I was one day late on a payment because the online banking could not process during a holiday. The company charged me a $39 dollar fee and hiked my interest rate to %27 from %11. I was furious and canceled the card. The credit companies have very little grace, and this to me is un-attractive. Onto another reason I canceled my cards. I believe in Jesus Christ, and he teaches to owe no one. Therefore debt does not align with my faith. I have now a full dependence on the lord to provide whatever he sees fit for me to own. That's all I have to say for now. Email me if you would like to comment or argue any specific points I made. I canceled all my accounts! I feel great about this decision, because I only make $24,000 annually. I make enough money to pay my rent, food, and gas. I have been purchasing things that I cannot afford using my credit and this added up over the years. I have spent the last two years paying off debt, totaling $20,000, and I still owe $8,000. I should be done by the end of 2012.

My point is, I am switching to cash only for my purchases. I have learned not to spend money that is not mine. Wow, now that I take a look at this I see that most Americans are in debt. Its really sad!

Do youselves a favor and stop making the rich richer by using their money! Its a trick and a temptation. They make you believe you need a credit card! Its a lie! The best credit would be no credit.

One thing that bugged me about the credit companies is that they are always changing the agreements. I received a letter from B of A telling me I would have to pay a new annual fee of $59. I had this card for 5 years and had no annual fee. Once, I was one day late on a payment because the online banking could not process during a holiday. The company charged me a $39 dollar fee and hiked my interest rate to %27 from %11. I was furious and canceled the card. The credit companies have very little grace, and this to me is un-attractive.
Onto another reason I canceled my cards. I believe in Jesus Christ, and he teaches to owe no one. Therefore debt does not align with my faith. I have now a full dependence on the lord to provide whatever he sees fit for me to own.

That’s all I have to say for now. Email me if you would like to comment or argue any specific points I made.

]]> By: 24 Quick Actions You Can Do Today That Can Change Your Financial Life Forever http://manvsdebt.com/declaring-war-cancelling-credit-cards/comment-page-1/#comment-22275 24 Quick Actions You Can Do Today That Can Change Your Financial Life Forever Fri, 15 Apr 2011 15:29:24 +0000 http://manvsdebt.com/?p=43#comment-22275 [...] Resource: I know this is a controversial topic. Here’s a break down of the pros and cons of canceling a credit card that I wrote over two years ago. Read this for more [...] [...] Resource: I know this is a controversial topic. Here’s a break down of the pros and cons of canceling a credit card that I wrote over two years ago. Read this for more [...]

]]> By: 103 Essential Rules: How to Live Simply in an Age of Abundance | The Art of Minimalism http://manvsdebt.com/declaring-war-cancelling-credit-cards/comment-page-1/#comment-16613 103 Essential Rules: How to Live Simply in an Age of Abundance | The Art of Minimalism Mon, 06 Dec 2010 07:48:29 +0000 http://manvsdebt.com/?p=43#comment-16613 [...] get a sense of completion. Satisfying, in a strange zen-like way. 27. Pay in cold, hard cash. Plastic cards make money seem unreal. Maybe it is? Maybe this is all a big game we’re playing with ourselves. 28. Appreciate art in [...] [...] get a sense of completion. Satisfying, in a strange zen-like way. 27. Pay in cold, hard cash. Plastic cards make money seem unreal. Maybe it is? Maybe this is all a big game we’re playing with ourselves. 28. Appreciate art in [...]

]]> By: Credit Cards http://manvsdebt.com/declaring-war-cancelling-credit-cards/comment-page-1/#comment-10788 Credit Cards Thu, 17 Jun 2010 16:11:37 +0000 http://manvsdebt.com/?p=43#comment-10788 This post is really very appreciable. your post is very advantageous for me and very good.However, one big takeaway that I took from this article was that, if you close accounts that are newer than your average credit history, you could actually help your score. each credit card had better perks as I had built a better history. So my most recent card offers the best offer. ================================== Daniel01 This post is really very appreciable. your post is very advantageous for me and very good.However, one big takeaway that I took from this article was that, if you close accounts that are newer than your average credit history, you could actually help your score. each credit card had better perks as I had built a better history. So my most recent card offers the best offer.
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Daniel01

]]> By: Best Financial Freedom Tool Ever: Dole Pineapple Can Piggy Bank http://manvsdebt.com/declaring-war-cancelling-credit-cards/comment-page-1/#comment-9338 Best Financial Freedom Tool Ever: Dole Pineapple Can Piggy Bank Wed, 17 Mar 2010 07:20:43 +0000 http://manvsdebt.com/?p=43#comment-9338 [...] It’s dark in there. How much is in my can? Who cares. Just keep filling it until you can’t put another dime in the darn thing. You can’t spend what you don’t know you have (P.S. DON’T USE CREDIT CARDS) [...] [...] It’s dark in there. How much is in my can? Who cares. Just keep filling it until you can’t put another dime in the darn thing. You can’t spend what you don’t know you have (P.S. DON’T USE CREDIT CARDS) [...]

]]> By: How to be debt free & the simple way to be debt free http://manvsdebt.com/declaring-war-cancelling-credit-cards/comment-page-1/#comment-9167 How to be debt free & the simple way to be debt free Sun, 07 Mar 2010 20:01:52 +0000 http://manvsdebt.com/?p=43#comment-9167 [...] this is a personal decision. As Man vs. Debt elaborates,  choosing whether or not to cancel your credit cards must be a process of weighing pros and cons. [...] [...] this is a personal decision. As Man vs. Debt elaborates,  choosing whether or not to cancel your credit cards must be a process of weighing pros and cons. [...]

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